Buy Now, Pay Later

ReadyPaid Buy Now, Pay Later provides qualified business customers with another way to manage the timing of eligible purchases from PlanetEarthGardenSupply.com. Instead of paying the entire approved purchase amount at checkout, eligible customers may select available payment terms that better align with their business cash flow. Approval is required, and all financing terms are established by ReadyPaid.

What Is ReadyPaid Buy Now, Pay Later?

ReadyPaid is a business-to-business payment solution that allows approved buyers to make eligible purchases now and repay ReadyPaid according to the terms selected during the application and checkout process.

ReadyPaid is a third-party financing provider. Planet Earth Garden Supply does not determine eligibility, credit limits, repayment schedules, fees, or approval decisions.

Apply for ReadyPaid

Benefits of ReadyPaid for Qualified Buyers

Depending on approval and the terms offered, ReadyPaid may allow your business to:

  • Purchase eligible products when they are needed
  • Delay full payment according to the selected terms
  • Better align payments with the business’s revenue cycle
  • Preserve available cash for payroll, inventory, utilities, and other expenses
  • Review available costs and repayment terms before accepting an offer
  • Pay an approved invoice according to a defined schedule

Apply for ReadyPaid

How ReadyPaid Buy Now, Pay Later Works

  1. Select eligible products. Choose the garden, farm, greenhouse, hydroponic, or commercial-growing supplies your business needs.
  2. Request a quote or prepare your order. Confirm product eligibility, pricing, quantities, shipping requirements, and availability with Planet Earth Garden Supply.
  3. Apply through ReadyPaid. Provide the business, ownership, identification, banking, and transaction information requested by ReadyPaid.
  4. Review your offer. If approved, carefully review the available payment terms, total repayment amount, fees, due dates, and other conditions.
  5. Accept the terms. Select and accept the option that is appropriate for your business.
  6. Complete the purchase. Once the transaction is authorized and payment arrangements are confirmed, PlanetEarthGardenSupply.com will process the eligible order according to its applicable order and shipping policies.
  7. Repay ReadyPaid. Make payments directly to ReadyPaid according to the accepted agreement.

Apply for ReadyPaid

ReadyPaid Eligibility and Requirements

ReadyPaid is intended for eligible business-to-business transactions. Approval is not guaranteed.

Applicants may be asked to provide:

  • Legal business information
  • Business-owner or authorized-representative information
  • Government-issued identification
  • Business banking information
  • An invoice, quote, or eligible order
  • Additional information required for identity, business, compliance, or credit review

Available purchasing limits and payment terms may vary by applicant and transaction. Submitting an application does not guarantee approval or obligate the applicant to accept an offer.

Apply for ReadyPaid

Important Financing Information

Before accepting any ReadyPaid offer:

  • Review the complete payment schedule.
  • Confirm the total repayment amount.
  • Review all applicable fees and charges.
  • Verify the first payment date and subsequent due dates.
  • Understand the consequences of a late or missed payment.
  • Confirm whether early repayment is permitted under the offered terms.
  • Save a copy of the final agreement for your records.
  • Contact ReadyPaid directly with questions about approval, financing, or repayment.

PlanetEarthGardenSupply.com sells the products included in an eligible order but does not issue the financing. ReadyPaid is responsible for its application, approval, payment-term, servicing, and repayment processes.

Apply for ReadyPaid

Frequently Asked Questions

Does ReadyPaid guarantee approval?

No. ReadyPaid evaluates applications and determines eligibility. Approval, purchasing limits, and available terms depend on ReadyPaid’s requirements and review.

Does Planet Earth Garden Supply determine my payment terms?

No. ReadyPaid determines the financing options offered to an approved applicant. Planet Earth Garden Supply Inc. cannot change an approval decision, credit limit, fee, or repayment schedule.

Can ReadyPaid be used for every product?

Not necessarily. Product, order, customer, and transaction eligibility may vary. Confirm that your proposed purchase qualifies before relying on ReadyPaid as the payment method.

Who do I contact about my application or payments?

Contact ReadyPaid directly for questions involving an application, approval decision, financing offer, payment schedule, account, or repayment. Contact Planet Earth Garden Supply for questions involving products, quotes, inventory, shipping, or order fulfillment.

Apply for ReadyPaid

Ready to explore a Buy Now, Pay Later option for your business purchase?

  • Select the products your business needs.
  • Request an eligible quote from Planet Earth Garden Supply Inc.
  • Apply through ReadyPaid.
  • Review all terms carefully before accepting an offer.

Apply for ReadyPaid

ReadyPaid is a third-party financing provider. Financing is subject to application, eligibility, and approval. Terms, limits, costs, and availability may vary and are subject to change. Review the complete ReadyPaid agreement before accepting an offer. Planet Earth Garden Supply Inc. does not make financing or approval decisions.